Community Banking The Way You Like It means offering choices so you can choose what best fits your needs without paying for what you don’t need.

That’s why we offer checking accounts with basic features and also accounts with special features, including the ability to cover account costs through a minimum balance or a fixed monthly fee.

The Senior 50 Account allows those of age 50 or better to benefit from interest on balances and still enjoy an absolutely free checking account.

The Collegiate Peaks Account gives those who have a need for a variety of financial services the opportunity to save through a minimum balance requirement or a preset monthly fee. You can also save fees by linking your account to a Home Equity Line of Credit. Services offered with the Collegiate Peaks Account with no additional fee are Instant Cash and Check Card, Ready Reserve Overdraft Protection, Free Bank Stock Checks, and many others as shown in the table below. The Collegiate Peaks Account offers real savings if you use multiple banking services.

We have what you need at Collegiate Peaks Bank.
All depositors are insured by the FDIC.

 

Personal Checking Account Options

Features
 		 Collegiate
Peaks
Account		 Senior 50
Account		 Checking
With Interest		 Regular
Checking		 Free
Checking
Earns interest? Yes. Tiered Rates Yes Yes No No
Available without monthly
service fee?		 Yes, with $5000 min.
balance or $15,000 Home
Equity Line		 Yes, no min.
balance
required*		 Yes, with $700
min. balance*		 Yes, with $400
min. balance*		 Yes, no min.
balance
required*
*[Separate transaction fee on these accounts]
Monthly service fee if
balance below minimum		 $8.00 None $7.00 $5.00 None
Checks and/or debits per
month at no extra cost		 Unlimited check writing Unlimited
check writing		 25 25 Unlimited
check writing
Cost per check and/or debit
if in excess		 No additional fee No additional
fee		 $0.15 $0.15
(no trans fee
w/ $1000 min.
bal.)		 No additional
fee
Check images sent with
monthly statements		 Yes Yes Yes Yes No
Instant Cash Card Annual
Fee		 No additional fee Optional $12.00 Optional $12.00 Optional $12.00 Optional $12.00
Instant Cash & Check Card
Annual Fee		 No additional fee Optional $15.00 Optional $15.00 Optional $15.00 Optional $15.00
ATM transactions No additional fee

Collegiate Peaks Bank ATMs: no limit
Non-Collegiate Peaks Bank ATMs: $1.00 each over 4/month
Ready Reserve Overdraft
Protection Annual fee		 No Annual Fee Optional $18.00 Optional $18.00 Optional $18.00 Optional $18.00
OTHER FREE SERVICES
Wallet style checks Yes *1 Yes *1 No No No
Cashier’s checks Yes No No No No
Money Orders Yes No No No No
Travelers’ checks Yes No No No No

 *1 Bank Stock Checks, wallet or duplicate
Min. balance = minimum balance reached any day during cycle

 

 

Member F.D.I.C • Equal Opportunity Lender • Equal Housing Lender