|
Features |
Small
Business
Checking |
Regular
Commercial
Checking |
Commercial
Checking
with Interest |
|
Earns Interest? |
No |
No |
Yes |
|
How is interest Paid? |
N/A |
N/A |
Calculated daily, compounded
and paid monthly |
Monthly
maintenance fee |
None if average monthly
collected balance $2000 or greater; $4.00 if less than
$2000. |
None if average monthly
collected balance $1000 or greater; $2.00 if less than
$1000. |
$3.00 if Minimum balance $1500
or greater; $7.00 if less
than $1500. |
Transaction fee
(check, deposits
debits, credits and
items deposited) |
Less than 100 items no charge,
100 items or greater $.20 per item. |
$0.10 each |
$0.10 each |
Earnings credit
allowance to offset
transaction fee |
N/A |
$0.25 for each $100 average
monthly collected balance |
N/A |
|
Special requirements |
Meant for accounts with less
than 100 items per month. |
None |
Eligibility limited by
regulation |